Calculators
Loan & EMI Calculator
Calculate monthly EMI, total interest, and total payment for any loan. Shows a complete amortization breakdown.
$
8.5%
0.1%30%
1 months60 months360 months
Monthly EMI
$2,052
Principal
$1,00,000
Total Interest
$23,099
Total Payment
$1,23,099
Principal 81.2%Interest 18.8%
How to use Loan & EMI Calculator
1
Enter loan amount
Type the total loan amount you wish to borrow.
2
Set interest rate using slider
Drag the slider to set the annual interest rate.
3
Set tenure and view breakdown
Choose the loan tenure in months or years, then see your monthly EMI and total interest breakdown.
Frequently Asked Questions
What is EMI?
EMI (Equated Monthly Installment) is the fixed amount you pay each month to repay a loan, covering both principal and interest.
How is interest calculated?
This calculator uses reducing balance (compound) interest, which is the standard method for home loans, car loans, and personal loans.